DENTAL/VISION INSURANCE

We offer a number of dental insurance companies and are certain to have one that meets your needs.

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DENTAL INSURANCE

  • $1,500 Annual Max

  • $3,000 Annual Max

  • *$5,000 Total Annual Max

 

Preventive Care Coverage

• 100% Coverage With No Waiting Period for Covered Services

• No Deductible

• Routine Exam (1 in 6 months)

• Bitewing X-rays (1 in 12 months)

• Cleaning (2 in 12 months)

• Fluoride for children under age 16 (1 in 12 months)

Basic Care Coverage

• 80% Coverage With No Waiting Period

• $50 annual deductible for basic and major services (per person)

• Full Mouth/Panoramic X-rays (1 in 3 years)

• Sealants for Children Ages 6-16 (1 in 3 years)

• Restorative Amalgams

• Simple Extractions

• Space Maintainers (child under 16)

Major Care Coverage**

• 50% Coverage With a 12 Month Waiting Period**

• One Time Annual $50 Deductible Applies To Basic and Major Services Only

• Onlays

• Oral Surgery

• Implants (Benefits payable only for the replacement of those teeth which were extracted while the covered person was insured under this policy.)

• Crowns (1 per tooth, per 7 years)

• Crown Repair (Single Restorative Service)

• Endodontics (nonsurgical + surgical)

• Periodontics (nonsurgical + surgical)

• Denture Repair

• Dentures (1 appliance per 5 years)

• Bridge (1 per 7 years)

• Complex Extractions

• Local Anesthesia

*$2,000 Plan buy up option for total $5,000 Plan benefit, self-funded by administrator

**Replacing current dental coverage? National Care Dental will either waive the 12 month waiting period or give you credit for prior PPO coverage. Must provide evidence of current PPO Coverage prior to coverage effective date.

*$2,000 Plan buy up option for total $5,000 Plan benefit, self-funded by administrator
**$50 annual deductible for basic and major services (per person)
$150 Max (per family)
No deductible for preventative services.