Monthly rates for $500,000 in coverage*
30 Year Old
40 Year Old
50 Year Old
*Example pricing for healthy, non-smoking males and females for a 10 year term life policy as of March 2022. Your price is subject to underwriting
Does Ethos offer 30-day free look period?
Yes. Our application is non-binding, 100% free, and it won't affect your credit score. Additionally, each policy has a 30-day free look period. If you cancel the policy within the first 30 days, you will receive a full refund of premium paid. After 30 days, you may cancel your policy at any time without cancellation fees.
Life Insurance by the Numbers
52% report owning life insurance in 2021--down from 63% in 2011
6% of kids lose a parent by age 18*
6 in10 say COVID heightened awareness of the value of life insurance.
42% of the people who tested positive for COVID-19 say they're likely to get a policy
The three top reasons Americans buy life insurance?
83% to cover final expenses
68% replace lost income
63% leave an inheritance