Life Insurance offered by Routt Insurance
Up to $2M in life insurance
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Types of Life Insurance
TERM INSURANCE
When initially purchased, term insurance is the most affordable type of insurance, designed to meet temporary needs. In general, it pays out a benefit only if you die during the term (the "term"). In many cases, this type of insurance makes sense when you need coverage that will disappear at a specific point in time. Depending on your financial situation, you may decide only to obtain insurance until you pay off a particular debt, such as your mortgage, or until you graduate your children from college.
UNIVERSAL LIFE
The purpose of universal life insurance is to provide more flexibility than whole life insurance by allowing the policy owner to transfer money between the savings and insurance components. Variable premiums are broken down into insurance and savings by the insurance company, allowing policyholders to adjust them according to their circumstances. It is possible to pay premiums with the savings portion rather than external funds if the savings portion earns a low return. In contrast to whole life insurance, universal life offers a variable rate of return on investments.
WHOLE LIFE
An investment component as well as an insurance component is part of a whole life insurance policy. A specified amount is paid upon the death of the insured under the insurance component. As a result of the investment component, a cash value accumulates that is available for withdrawal or borrowing by the policyholder. With whole life insurance, you can accumulate wealth as regular premiums cover insurance costs and contribute to equity growth in a savings account where dividends and interest can accumulate tax-deferred.
offered by Routt Insurance
If any of the above applies to you, or you are simply curious about more affordable policies offered by Routt Insurance in your area, request a FREE quote today!
I WILL HELP YOU FIND THE PERFECT POLICY
Don't take my word for it. Here are what some of my current client's say about working with me.
Routt Insurance is very professional and I give it a five star rating. Rob is a great representative. He knows his business. He enjoys helping others get the best plan possible. You can’t go wrong choosing to do business with Routt Insurance.
Robert from Routt Insurance is a very good. He gave advice and took care of my needs. Seems to care very much about me as a person.
Great guy always makes sure to explain stuff thoroughly definitely great to work with!
Rob has a caring presentation. He reviews your personal needs and then provides the best choices for you to choose. He shares his experience with each option so you can make an informed decision. Myself and my son will continue to utilize Rob for all of his offered services.
– Roy Noland (Tampa FL)
– Roberto Navas
(Tampa FL)
– Diana Owen
(Versailles KY)
– Claudia Baker
(Tampa FL)