Each type of life insurance is designed to meet different needs. Get more detail about what’s included in each option to understand which may be right for you and your family.
Term life insurance details
Level premiums for 10, 15, 20, or 30 years
The option to continue coverage at the end of the level term period
A built-in conversion guarantee
A choice of riders or add-on benefits to customize coverage
Temporary coverage without a lengthy application process or medical exam (Simplified Issue only)
Whole life insurance details
Guaranteed income-tax free death benefit
Guaranteed level premium
Guaranteed cash value, which can grow tax-deferred
A choice of riders or add-on benefits to customize coverage
Permanent coverage without a lengthy application process or medical exam (Simplified Issue only)
Death benefit immediately higher than the single premium (for Single Premium Whole Life)
100% return of premium guarantee (for Single Premium Whole Life)
Minimum guaranteed return
Immediate access to principal
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