What is an Annuity?

An annuity is simply a contract with a financial institution or an insurance company that provides you a guaranteed minimum return on your investment. 

 

Retirement advisors all agree - annuities should be part of a balanced portfolio.

 

So, why are annuities overlooked so often? 

Most people's eyes glaze over when you mention the word "annuities." They don't have the sex appeal of a technology stock.  But they don't have the risks either.