Working With The Best Medicare Part D Prescription Drug Carriers
Prescription drug plans offer real options. Prescription drug plans (PDPs) cover your medications but offer no medical coverage. We can explore your options and find the Part D coverage that's right for you. The insurance industry is constantly evolving. Insurance providers are forever trying to refine the balance between cost and coverage. As competition gets stronger, companies are working harder than ever to bring you the best protection at a price you can afford.
Whether you are searching for Medicare supplemental insurance, annuities, life insurance or niche plans such as guaranteed health insurance, you need to be one step ahead of the game if you want to get the most out of your policy. This is where we come in...
How does Medicare prescription drug coverage work?
Medicare prescription drug coverage (Part D) is offered through a stand-alone prescription drug company (Commonly referred to as a PDP) or some Medicare Advantage plans commonly referred to as a MAPD or Part C).
What is a prescription drug plan (PDP)?
A prescription drug plan (PDP) is a stand-alone Medicare Part D plan. PDPs only offer Part D and work together with our Original Medicare. This is a good option for someone who wants to stay on Original Medicare but add prescription drug coverage.
You are eligible to enroll in a PDP if you already enrolled in Medicare Part A and/or Medicare Part B. Medicare Part D Prescription Drug Plans are only available through private insurers.
What drugs are covered by Medicare Part D?
Each plan has a drug list (formulary) that shows which drugs it will cover. Both generic and brand drugs are covered under Part D.
A generic drug is a prescription drug that is approved by the Food and Drug Administration (FDA) as having the same active ingredient(s) as the brand-name drug. Generally, a “generic” drug works the same as a brand-name drug and usually costs less.
A brand-name drug is a prescription drug that is made and sold by the company that originally researched and developed the drug. A brand-name drug has the same active ingredients and formula as its generic version.
Help me find a plan
Answer a few simple questions about your medications. We'll use this information to provide an estimate of your costs for each plan available.
Your answers do not affect Prescription Drug Premiums.