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Family at Pumpkin Patch

No Hassle Online Quotes 

Whether you need a quick quote or want to self enroll, we are always just a phone call away.

Health Insurance 

There are four common types of health insurance plans available in the Marketplace, including HMOs, PPOs, EPOs, and POSs. To meet the needs of different people, there is a wide variety of plan types available. They differ in their networks and associated costs in many ways.

Dental Insurance

For those seeking regular and preventative dental care, dental insurance can be a good option. A dental insurance policy can help you save money on routine dental care. Learn about the best dental insurance plans with Routt Insurance and get a free quote.

Short Term Health Insurance

Short Term or Temporary health insurance plans may make sense if you are:

  • Rolling off your parent’s insurance

  • In between jobs

  • Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment

  • Waiting for your Affordable Care Act (ACA) coverage to begin

  • Waiting for benefits to begin at a new job

  • Waiting for Medicare

  • Needing a temporary alternative to COBRA insurance

  • Losing coverage following a divorce

  • Under 65 and in good health

Medicare Advantage

With Medicare Advantage plans (Medicare Part C), you can get comprehensive healthcare coverage for a low cost. All of Original Medicare's coverage (Parts A and B) is included in these plans, along with an extra set of benefits that aren't possible with Medicare alone. The majority of our Medicare Advantage plans include prescription drug coverage as well as dental, vision, and hearing benefits. 

Life Insurance

Instant underwriting, No medical exams, Same-day coverage, Free legal will and trusted carriers.  We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for.

Medicare Supplement

Medicare Supplement Plans (sometimes called "Medigap") may cover coinsurance, copayments, and deductibles that Medicare Parts A and B don't cover.

Hospital Indemnity Plans

hospital expense protection plus Fixed-benefit plans to help cover hospital stays, ambulances, and other emergency and outpatient services.

Benefits in every plan

Ambulance, hospital admission, daily confinement and observation unit coverages.

• Fixed cash benefits let you know exactly what your plan will pay for services.

• No waiting periods so benefits are available day one.

• Benefits are paid in addition to any other medical coverage you have.

• No network restrictions, with your choice of hospital or provider.

Medicare Required Disclaimers

  • We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1–800–MEDICARE to get information on all your options.

  • Routt Insurance is a licensed and certified representative of a Medicare Advantage organization with a Medicare contract. Enrollment in any plan depends on contract renewal. ROBERT ROUTT is a licensed and certified representative of Medicare Advantage [HMO, HMO SNP, PPO, PPO SNP and PFFS] organizations [and stand-alone PDP prescription drug plans] that have a Medicare contract. Enrollment in any plan depends on contract renewal.

  • By dialing the number you will contact a "licensed sales agent" or “licensed insurance agent”.

  • To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

  • Every year, Medicare evaluates plans based on a 5-star rating system. The Star Ratings apply to contract year 2023 .

Discount Dental Plans                                                                                                                         Burial Life Insurance

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