Is Your Life Insurance Still Right for You?

Nov 18 2025 16:00

Robert Routt

As the year draws to a close, it's natural to reflect on the past months and anticipate new beginnings. The holiday season, coupled with the open enrollment period, provides the perfect opportunity to reassess your life insurance needs. Life's unexpected twists and turns can leave your previously suitable policies outdated. Recognizing that your priorities and responsibilities may have shifted is essential.

Why Reassess Your Life Insurance Annually?

Consider the significant life events that might have occurred this year:

  • If you've embarked on a new career path, received a promotion, or retired, your financial landscape has likely changed.
  • Getting married or divorced can alter your fiscal responsibilities and coverage needs.
  • Welcoming a child or grandchild adds new dependents to your policy considerations.
  • Buying a home or incurring new financial obligations might necessitate additional coverage.
  • Any changes in health, income, or long-term financial goals should prompt a policy review.
  • Adjusting beneficiary designations or updating your estate plans ensures that your intentions remain current.

The Peace of Mind of Updated Coverage

Ensuring that your coverage aligns with your current situation can bring peace of mind. Proactively revisiting your life insurance before the year ends allows you to enter the new year with confidence. We invite you to schedule a quick review of your coverage. It's a simple and supportive process designed to ensure your peace of mind.