Medicare Advantage

Expert Medicare Plan Assistance in Clearwater, FL

Routt Insurance LLC · 3455 Countryside Blvd, Clearwater, FL 33761 · (727) 513-8338 · Hours: Monday–Friday 9:00 AM–6:00 PM ET, Closed Saturday and Sunday · Robert B. Routt, Florida Licensed Agent, License A227151 · NPN 546852


We do not offer every plan available in your area. Currently we represent 10 organizations which offer 34 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.


Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

What Are Medicare Advantage Plans?

Medicare Advantage plans (also known as Medicare Part C) are offered by private insurance companies that contract with Medicare to provide your Part A (hospital) and Part B (medical) benefits. Most Medicare Advantage plans also include Part D prescription drug coverage, giving you an all-in-one solution. Depending on the plan, you may even get extra benefits like dental, vision, hearing, or fitness perks.

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Cost Predictability

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Many plans have set co-pays and out-of-pocket maximums, making it easier to budget your healthcare expenses.

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Comprehensive Coverage

These plans roll your hospital, medical, and (often) prescription needs into a single plan.

Additional Benefits

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Beyond standard Medicare coverage, some plans offer extras like routine dental care, eyewear allowances, hearing aids, and more.

Local Networks

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If you’re comfortable sticking to a network of providers, Medicare Advantage can streamline your care while often lowering your out-of-pocket costs.

What to Look Out For

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Prescription Coverage

Check that your medications are covered at a reasonable cost.

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Networks

HMO plans typically require referrals and have a strict provider network, while PPO plans offer more flexibility (with slightly higher costs).

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Extra Perks

Plans vary widely in the extra benefits they provide, so make sure you pick one that matches your priorities.

Is a Medicare Advantage Plan Right for You?

The best plan for you depends on several factors—your budget, preferred doctors, medications, and overall healthcare needs. While some appreciate the bundled simplicity, others might prefer the freedom of Original Medicare plus a standalone Part D plan and a Medigap policy. It’s all about finding the balance that works for your lifestyle.

Get Personalized Medicare Advantage Insurance Today

Navigating Medicare can be confusing, but you don’t have to do it alone. I’m here to help you compare your options, evaluate costs, and ensure you find a Medicare Advantage plan that fits your needs. If you’d like one-on-one guidance, feel free to schedule a call or send me a message I’m always happy to answer questions and point you in the right direction.