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Family Portrait

Life Insurance from Routt Insurance


Three signs you need life insurance (today)

Ethos Life Insurance

Peace of mind for the price of a nice dinner

Life Insurance Rates

In just ten minutes, you could qualify for a policy that could protect your family for decades.

Monthly rates for $500,000 in coverage*

30 Year Old

Male          $21.78

Female      $15.12

40 Year Old

Male          $35.35

Female      $25.85

50 Year Old

Male          $67.27

Female      $52.38

*Example pricing for healthy, non-smoking males and females for a 10 year term life policy as of March 2022.  Your price is subject to underwriting

Does Ethos offer 30-day free look period?


Yes. Our application is non-binding, 100% free, and it won't affect your credit score. Additionally, each policy has a 30-day free look period. If you cancel the policy within the first 30 days, you will receive a full refund of premium paid. After 30 days, you may cancel your policy at any time without cancellation fees.

Life Insurance by the Numbers

  • 52% report owning life insurance in 2021--down from 63% in 2011

  • 6% of kids lose a parent by age 18*

  • 6 in10 say COVID heightened awareness of the value of life insurance.

  • 42% of the people who tested positive for COVID-19 say they're likely to get a policy

The three top reasons Americans buy life insurance?

  • 83% to cover final expenses

  • 68% replace lost income

  • 63% leave an inheritance

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