Monthly rates for $500,000 in coverage*
30 Year Old
Male $21.78
Female $15.12
40 Year Old
Male $35.35
Female $25.85
50 Year Old
Male $67.27
Female $52.38
*Example pricing for healthy, non-smoking males and females for a 10 year term life policy as of March 2022. Your price is subject to underwriting
Does Ethos offer 30-day free look period?
Yes. Our application is non-binding, 100% free, and it won't affect your credit score. Additionally, each policy has a 30-day free look period. If you cancel the policy within the first 30 days, you will receive a full refund of premium paid. After 30 days, you may cancel your policy at any time without cancellation fees.
Life Insurance by the Numbers
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52% report owning life insurance in 2021--down from 63% in 2011
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6% of kids lose a parent by age 18*
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6 in10 say COVID heightened awareness of the value of life insurance.
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42% of the people who tested positive for COVID-19 say they're likely to get a policy
The three top reasons Americans buy life insurance?
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83% to cover final expenses
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68% replace lost income
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63% leave an inheritance